Unsecured Business Loans


Berkeley Private Wealth offers bespoke comprehensive unsecured business loan solutions to business owners, helping businesses reach their full potential. Our specialist lenders provide effective solutions for all types of companies, from small and medium enterprises to large corporate firms. Ensuring cost-effective unsecured finance solutions for injecting cash into your business without slowing growth. Our bespoke approach provides competitive commercial finance solutions that meet your unique business requirements, one that is structured to provide adequate headroom to cover unforeseen eventualities. Our funding specialists offer the largest and most comprehensive portfolio within the commercial unsecured finance market, unlike banks and finance houses who tend to be restricted to their own financial products. Our clients benefit from an unparalleled choice of specialist funders including those who operate exclusively within niche market sectors. 
We have access to a comprehensive range of lenders covering the whole markets, not just banks, building societies but also specialist niche lenders, peer to peer lenders, private and institutional investors. We have been attaining loans for our clients for many years and therefore have built and developed extensive relationships with senior underwriters and decision makers to ensure our clients loan requests are handled with extreme care and attention, in a timely manner.  
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Personal Guarantee
A personal guarantee is a legal agreement made by the business owner or director who becomes personally liable for paying any debt issued to a business; if the business is unable to do so. It provides an extra layer of protection to lenders. A personal guarantee may be required in some circumstances, but this could enable you to secure higher levels of funding.
Limited companies and LLP’s 
If your business is a limited company or limited liability partnership (LLP), many lenders will expect you to provide a PG.
Sole traders and partnerships
Business owners who are classed as sole traders or partnerships with unlimited liability will invariably be personally liable. The funding will be based on the personal credit history of the business owner. 
  • Borrow from £5,000 - £20m
  • Not secured on assets
  • Repayment terms from 1 month to 5+ years
  • Short to medium term financing solutions
  • Faster approval and fund release
  • Used for any business purpose
  • Ideal for those with good personal and business credit history
As most business owners would understand, cash flow is the lifeblood of any business. An unsecured business loan sourced through Berkeley Private Wealth gives you the flexibility to spend time where your business needs it the most. Our unsecured business loan solutions are a swift cash flow injection to your business, with the flexibility to use for any business purpose. Our business loan solutions have been utilised effectively by many successful businesses from recruitment, advertising and marketing to stock purchases. As you do not require an asset or collateral as security for an unsecured business loan, your loan could be agreed within a matter of hours. Business finance to expand your business or short-term funding to satisfy cash flow gaps.
Peer to Peer Unsecured Lending
Peer to peer funding is rapidly becoming a real alternative to traditional funding. Abbreviated as P2P lending and also known as crowdfunding. 
  • Business must have a UK bank account
  • Limited company (Ltd), limited liability partnership (LLP) or sole trader registered in the UK