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High Net Worth Wealth Management
Berkeley Private Wealth
Specialist Financing_
Berkeley Private Wealth has a global network of financial institutions, private banks and family offices. We work with large investment funds and experienced merchant bankers. Our main objective is to assist credible businesses and corporations source the required capital for growth and expansion, consolidation and inject substantial working capital. We are interested in proven successful businesses and unique concepts with highly driven and entrepreneurial people behind them who have a strong vision. Although sector agnostic, we like construction, biotech, pharmaceutical, renewable energy and have substantial experience in oil and gas, hedge funds and tech company project funding. Partnerships and funding lines with over 250 banks, family offices, private funds and institutions, many of whom are not available directly to borrowers coupled with lender preference to deal with reputable intermediaries with whom they already have an established relationship.
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The proper capitalisation of a company created through newly sourced and redeployed capital allows for equity risk diversification, improved cash-flow and accelerates growth. A properly designed capital structure eliminates or reduces personal guarantees and associated risks. Cash-flow is improved by the elimination of high cost debt and excessive debt servicing requirements.
We arrange finance for clients operating in specialist niche areas, our client base ranges from large construction companies, prestigious high value hotels and resorts, renewable energy companies through to oil and gas companies. The financing requirements are more complex, the level of financing required is substantially more typically ranging from £10 million up to £2 billion.
Our most popular project funding sectors are:
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Oil & Gas
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Construction
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Renewable Energy
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Biotech & Pharmaceutical
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Hedge Funds
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Tech companies
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We are open to projects in other sectors on a deal by deal basis, our team has substantial experience in attaining funds for credible projects and businesses, an initial consultation with us and full review would place us in the position of determining the value in us working on your project funding. This ensures no time is wasted by both parties.
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​​[ Loan Notes ]
Loan notes are a common way for companies to raise capital, and various investors are attracted to them for different reasons. Private equity firms often use loan notes as a primary investment vehicle in buyouts, alongside smaller equity investments. Individuals may also invest in loan notes offered by companies for a fixed term, seeking a return of their capital and interest payments.
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Buyouts - In a private equity buyout, the new company formed to acquire a target company will often issue loan notes to the private equity investors backing the transaction.
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Subordinated Debt - Loan notes often serve as a form of subordinated debt, meaning they rank behind senior debt but before equity in terms of repayment.
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Majority Investment - Private equity investors typically subscribe the majority of their investment in loan notes, alongside a smaller equity investment.
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Income and Capital Return - Individual investors are drawn to loan notes for the potential to earn interest payments and have their capital returned at a fixed date.
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Fixed Term - Loan notes often have a fixed term, providing investors with a clear understanding of when their investment will be repaid.
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Convertible Loan Notes - Investors may also be attracted to convertible loan notes, which offer the option to convert the debt into equity in the future.
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Bridging Finance - Venture capitalists may use loan notes as a bridging finance tool, providing a short-term facility before a full round of equity funding.
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Deferred Valuation - Convertible loan notes allow companies to postpone valuation discussions until a later date, potentially avoiding premature dilution of equity.
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Early-Stage Funding - They are a popular way for early-stage, high-growth companies to raise funding.
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Vendor Loan Notes - In share sales, buyers may issue loan notes to the seller as part of the purchase price, allowing the seller to defer capital gains tax.
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Shareholders - In some cases, shareholders may invest in their own company through loan notes, providing a form of debt-like financing.
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​​[ Advantages of Loan Notes ]
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Flexibility - Loan notes can be tailored to meet the specific needs of both the company and the investor.
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Potential for Higher Returns - Loan notes may offer higher returns than traditional bank loans, especially in private equity transactions.
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No Dilution - Loan notes do not dilute the ownership of existing shareholders, making them attractive to companies looking to raise capital.
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Priority in Repayment - In the event of insolvency, loan notes generally have priority over equity in terms of repayment.
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Berkeley Private Wealth are construction company finance specialists with access to both mainstream and private funds covering the whole market internationally. Our clients run highly successful construction companies often working on numerous projects at any one time on a global scale. The nature of the industry fundamentally means that materials, supplies and human resources are paid in advance, which can potentially put pressure on the cash-flow, preventing firms from attaining further projects and seizing growth opportunities. Our team has extensive experience working with numerous construction firms. Utalising our global funding network and partners, we have the capability to fund construction firms up to £2 billion.
We work with exceptional, highly successful construction company business owners, who have an established track record. The funding requirements are highly complex with multiple funding lines with many different lenders, both equity and debt funding is utalised on a secured and unsecured basis. Multi-national companies tend to have multiple funding channels from varies countries and therefore varies currencies. Our fundamental aim is in getting your construction company funded in the most efficient diligent manner by helping companies determine and achieve their financial and fund-raising aspirations through a comprehensive financial management process. We have a successful track record in getting construction companies financed, structuring cross-border facilities. We work with both UK and international construction companies.
[ Construction Companies ]
[ Oil & Gas Projects ]
We are open to oil and gas projects globally, as a company we believe in full transparency and therefore it is important to understand that there are certain countries which would be economically unviable due to a number of risk factors such as political risks, government risks etc. Our main areas of interest are:
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Texas, USA
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United Arab Emirates
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Saudi Arabia
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Iran
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Kuwait
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Qatar
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Africa (Location Dependent)
The minimum oil and gas projects funding requirement is £20 million. This is due to the amount of work involved, presentation reports detailing the technology being used in oil extraction, business plan, reserve reports, feasibility study, excel sheet projections.
Our team has extensive experience in this and therefore can assist with the required documents needed for successful funding. Funding requirement £20 million upwards. Initially all we require is a one page executive summary detailing the projects, an NDA is signed to protect both parties.
We would also expect the management teams behind the oil and gas projects to have experience within the oil and gas industry, trading history of 2+ years.
Our fundamental aim is in getting your oil and gas projects funded in the most efficient diligent manner by helping companies determine and achieve their financial and fund-raising aspirations through a comprehensive financial management process. We have a successful track record in getting oil and gas projects financed structuring cross-border facilities both secured and unsecured.
[ Tech Companies ]
Funding for tech companies can come from various sources. Early-stage startups often rely on accelerators, incubators, and angel investors, while growth-stage companies may seek funding from larger venture capital firms. VC firms invest in promising early-stage companies in exchange for equity (ownership stake). VCs take on the risk of financing startups, hoping to see a significant return on their investment if the company becomes successful. The investment focus for VC firms tend to be tech companies in various stages, often with a focus on early-stage or growth-stage companies. Angel investors are individuals who invest their personal capital in early-stage companies, often with the hope of a significant return. They may also provide mentorship and strategic guidance. There are also many large corporations, which have venture arms that invest in tech startups to foster innovation and develop new technologies, we are also seeing many family offices investing in this sector. Family offices are major players in funding innovation with Generative AI (GenAI) being one of the fastest growing and most popular sector within family office investments. The industry verticals in which family offices invested the most, according to our own analysis, including the verticals that offered the most value were software-as-a-service (SaaS), artificial intelligence (AI) and machine learning (ML). After which, the sectors that followed were FinTech and life sciences in terms of both deal volume and value. At Berkeley Private Wealth, we have a deep understanding of issues faced by tech companies especially within fundraising. One of the most fundamental reasons why tech companies are highly attractive to private equity investors is due to the strength of the software business model. Within software, a company's cash flow tends to be both predictable and defensible. Which in turn usually means that banks are comfortable lending to such firms, as a result, private equity firms are able to invest in them utilising a leveraged buyout model. It is important to note that there are also other firms that do not use this model but rather aim to generate returns through growth in technology or software businesses. This tends to be popular in growth equity or middle market PE investments.
[ Other Services ]
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Revolving Credit Facilities - Enables construction companies to fully utalise all opportunities available to them by securing projects fast. The facility has the flexibility to drawdown, repay and redraw. In simplistic terms it is similar to an overdraft. It is used by many successful large construction companies to fund multiple projects, the facility is repaid upon exit; either sale of properties or refinance; funds are then available for redrawing on further projects. It is a facility that is also utalised by those purchasing large amounts of properties, HMOs etc; it enables the individual or company to move fast in securing lucrative opportunities.
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(Joint Venture) JV - fully funding of development projects for a 50/50 split of the profits.
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